Analysis and perspectives on reinsurance, solvency regulation, capital management, and insurance markets across Korea and Asia.
-
Capital Management of Life Insurers in the Era of Hyper-Aging
As societies age rapidly, life insurers face growing pressure from longevity risk, long-duration liabilities and asset-liability mismatch. Capital management and reinsurance strategy are becoming increasingly…
-
K-ICS Optimization: Structured Reinsurance
Structured reinsurance is becoming an important tool for Korean insurers seeking to optimize K-ICS, transfer capital-intensive risks and improve balance-sheet efficiency.
-
K-ICS Is Rewriting Reinsurance: How Korean Insurers Are Re-engineering Capital Management
K-ICS is changing the role of reinsurance in Korea. Insurers are increasingly using risk transfer not only for underwriting protection, but also as a tool…
-
Korea Non-Life Dilemma
Korea’s non-life insurers are under increasing capital pressure as long-duration health and accident portfolios collide with K-ICS requirements, weaker profitability and limited traditional reinsurance solutions.
-
Japan’s J-ICS Reckoning
Japan’s transition to J-ICS is changing how insurers assess capital, risk and reinsurance. The new solvency framework is likely to reshape balance-sheet strategy across the…
-
Walking the Solvency Tightrope: Taiwan
Taiwan’s life insurers face a unique solvency challenge at the intersection of long-duration liabilities, large overseas asset portfolios and persistent FX mismatch. This article examines…
-
The Surge of Coinsurance in Asia-Pacific
Asset-intensive reinsurance is expanding across Asia-Pacific as insurers use reinsurance not only to transfer biometric risk, but also to reshape liabilities, supporting assets and capital.…
-
Capital Liberation: How Co-insurance Can Reshape Balance Sheets Under TW-ICS & K-ICS
As Taiwan and Korea move deeper into risk-based solvency regimes, co-insurance is emerging as a balance-sheet tool to transfer long-duration risks, release capital pressure, and…
-
J-ICS & K-ICS: Same Direction, Different Systems
Korea and Japan are moving toward more economic, risk-sensitive solvency regulation—but through different systems. GRL examines what K-ICS and Japan’s new solvency regime mean for…