As insurers reconsider which risks to retain, this article examines how reinsurance can change earnings volatility, capital requirements and underwriting capacity, and why each benefit should be weighed against the cost of the transaction.
Malaysia’s proposed capital reform could change the burden of existing insurance liabilities. GRL examines what insurers can prepare now, from ALM and capital strengthening to reinsurance and takaful considerations.
Hong Kong connects Asian insurance risks with international reinsurance expertise and capital. This article examines how those connections translate into contracts, financial outcomes and ongoing service.
Following GRL’s analysis of Korea’s embedded protection market, five practical tests examine whether an operating layer can deliver sustainable economics, reliable service and accountable governance.
Taiwan’s simultaneous transition to IFRS 17 and TIS is reshaping how insurers connect product economics, capital, currency risk, ALM and reinsurance.
Japan’s economic value-based solvency regime is changing how insurers evaluate ALM, legacy guarantees, asset-intensive reinsurance, counterparty exposure and recapture risk.
Embedded protection is reshaping how insurance reaches customers in Korea. The next contest may be less about individual products and more about who controls the operating layer connecting insurers, platforms and distribution.
Korea, Japan and Taiwan are entering a new era of risk-based solvency regulation. K-ICS, J-ICS and TW-ICS are reshaping how insurers manage capital, transfer risk and design their balance sheets.
Longevity swaps and alternative risk transfer could offer Korean insurers new ways to manage longevity exposure, capital pressure and long-duration liabilities beyond traditional reinsurance.
As societies age rapidly, life insurers face growing pressure from longevity risk, long-duration liabilities and asset-liability mismatch. Capital management and reinsurance strategy are becoming increasingly interconnected.
